Job Reference:: CA07GA111 Job Title:: Credit Manager - Asset Finance Location:: SE Eng Salary:: GBP: 35000 - GBP: 45000 Per Annum + Excellent Benefits & Bonus Description Credit Manager - Asset Finance
Up to GBP: 45,000 + Benefits
A large, reputable funder my client is looking to recruit a Credit Manager to join their existing team. Ideally you will have experience in SME underwriting however a candidate with experience in consumer underwriting with some exposure to SME will also be considered.
You will be responsible for:
- The timely and accurate underwriting of new business proposals introduced within your delegated authority and the provision of analysis and recommendations outside agreed authority levels
- Preparing detailed financial analysis including standard ratios identifying all material financial risks and opportunities including commercial issues to ensure that they are adequately assessed in order to arrive at a balanced and informed recommendations
- Undertaking appropriate level of analysis of the customer finance company portfolio to highlight arrears and portfolio quality issues and potential impact on the strength of the overall credit covenant.
- Maintaining excellent working relationships with internal and external customers in order to optimise business effectiveness without compromising risk management imperatives.
- Ensuring compliance with all relevant legislation and specifically that which relates to Data Protection and Money Laundering