|CAREERS IN LEASING|
|Salary:||Excellent salary plus bonus and benefits|
|Job Function:||Sales & Marketing|
|Asset Type / Sector:||General Assets,|
|Job Description :||J2231 - Our client is seeking a Relationship Manager to work closely with the SME Lending team in originating and analysing Senior Debt opportunities for UK SMEs and making recommendations for credit approval. This is an exciting opportunity to join a highly motivated, professional and dynamic team with ambitious growth targets; with rewards to match.
Work with and provide assistance to Head of Credit and Head of Business Origination to originate, structure and analyse new funding requests.
Work directly with clients and the SME Lending team to obtain all necessary financial statements and transaction information in order to create and analyse funding requests.
Track Loan and Lease Agreement Compliance ensuring that the UK portfolio is monitored in line with terms of funding and Group Policy.
Prepare financial spreads and risk rating score cards.
Conduct company, industry and market analysis to further assess obligor and guarantor credit quality.
Monitor covenant testing for the portfolio.
Work independently and as part of the team as required.
Educated to degree level, ideally supported by a professional qualification in accountancy, banking or risk management.
Sound experience of commercial / SME lending, having operated in an active lending organisation with a focus on cash-flow lending (minimum of 5 years of lending experience).
Experience of loan documentation negotiation and execution.
Experience of developing new business opportunities in the SME borrowing market (desirable but not mandatory).
Current knowledge of the commercial lending market, including pricing, competitors, products.
Strong financial modelling and Microsoft Excel skills.
We strongly favour applicants with proven relevant experience in Financial Services; particularly in Banking or Asset Finance and Leasing.