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CAREERS IN LEASING
 
THC Recruitment Job Reference:: CV/LAN/DV1
Job Title:: Credit Underwriter - Asset Finance
Location:: UK
Salary:: Excellent salary package depending on experience
Description

Credit Underwriter 

Lancashire 

I am looking for someone with good Underwriting experience within the Asset Finance and Leasing Industry. The role will be working within the existing Credit Underwriting team of a well-established asset finance leasing company to credit underwrite all new business prospects for my clients own book and the broking out of proposals to other Funders. 

Your Main Duties and Responsibilities 

• To manually assess all new business proposals, reviewing the proposal form, credit searches, supporting information including bank statements, financial accounts and any other additional information provided. 
• To underwrite proposals in line with my clients credit policy and risk acceptance criteria up to the individuals remit within set SLA’s. 
• Make credit recommendations to the Credit Manager/Directors for proposals outside of their remit. 
• Where required, request additional information to further strengthen a proposal to be able to offer an acceptance. 
• Broke out proposals to other Funders which don’t meet criteria or where unable to offer the finance directly. 
• Build relationships with other Funders to brokers business. 
• Work with the Sales Team/Brokers to maximise every opportunity and work with them to find ways to write new deals. 
• Assist the Credit Manager to assess new introducers and ongoing monitoring of those once approved for both financials strength and FCA compliance. 

Key Skills and Behaviours 

• Must be self motivated and be able to work on own initiative. 
• Must be able to work under pressure and deliver decisions within a timely manner to meet SLA’s 
• Work well within a small team whilst working independently. 
• Have good communication skills, both written and verbal and have excellent telephone manner. 
• Be able to build positive professional working relationships with our introducers, suppliers and service providers. 
• Good numeracy skills and be confident working with numbers. 
• Be hard working, proactive and enthusiastic. 
• Good time management skills and able to prioritise workloads to ensure targets are met. 
• High attention to detail and high levels of accuracy. 

Your Experience: 

• A minimum of three years credit underwriting experience in a similar organisation. 
• Direct experience within the asset finance/leasing industry and experience of a wide asset range. 
• Familiar with the SME market 

If interested in this role, please email your CV to danielle@thcrecruitment.co.uk 


Contact:: Danielle Vienesta
Email:: danielle@thcrecruitment.co.uk
Phone:: 07831774489

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