| CAREERS IN LEASING | ||||
Job Reference:: J3683 J3683 – Credit & Collections Team Leader – UK, Nottingham (Hybrid) – Asset Finance
£55,000–£68,000 basic, excellent bonus and benefits
Location: UK, Nottingham (Hybrid)
New Leaf Search is partnering with an established Asset Finance organisation in its search for a Credit & Collections Team Leader to oversee UK credit underwriting and collections operations within its captive finance business
This is an opportunity for an experienced credit professional to lead a team of seven, comprising five Underwriters and two Collections Specialists, ensuring sound credit decisions, effective collections management and consistently high operational standards
The role combines hands-on credit expertise with people leadership, process improvement and operational development, supporting finance activity across a varied portfolio that includes agricultural and groundcare equipment
Key Accountabilities
Lead, coach and develop a team of Credit Underwriters and Collections Specialists, providing guidance and support to maintain high performance standards
Oversee the assessment and underwriting of retail finance applications, ensuring timely, accurate and well-documented credit decisions
Manage collections activity, focusing on reducing arrears and maintaining portfolio quality
Provide oversight of more complex transactions, credit facilities and cases requiring manual underwriting
Ensure credit and collections activities comply with relevant policies, procedures and regulatory requirements
Review and improve internal processes to enhance operational efficiency, consistency and risk management
Support digital transformation and automation initiatives across credit operations
Monitor team performance, workloads and service delivery, addressing issues and identifying opportunities for improvement
Work collaboratively with internal stakeholders to support effective credit decision-making and customer outcomes
Person Specification
A degree in Finance, Business, Economics or a related discipline
At least five years' experience in Credit Underwriting, Collections or Risk Management, ideally within Asset Finance, Automotive Finance or Commercial Banking
At least two years' experience managing or leading credit operations teams
Strong understanding of credit assessment, underwriting processes and portfolio risk
Sound analytical skills and the ability to make balanced, commercially informed credit decisions
Proven ability to develop effective processes and workflows while maintaining appropriate risk controls
Excellent communication, stakeholder management and people development skills
A collaborative leadership style, with the ability to motivate and support a team through operational change
Working Arrangements
Hybrid working is available, with an initial requirement to work five days per week in the office for the first six months, moving to three office days and two days working from home thereafter
We strongly favour applicants with proven, relevant experience in Financial Services, particularly in Asset Finance and Leasing. Relevant IN-COUNTRY experience is required; applications without it will not be considered
Contact us for a confidential discussion
📩 Apply in confidence by sending your CV
💷 Referral fee available
Consultant
Jane Theobald
Recruitment Director