Nivo AI is open

28/04/2026

Nivo AI, a purpose-built agentic AI assistant for specialist lending, is now available to the wider broker and lender market, following a successful early adopter phase.

Designed to improve submission quality and reduce friction across broker-lender workflows, Nivo AI operates 24/7 over email, guiding brokers through applications, identifying missing information, structuring cases correctly and delivering lender-ready submissions designed to be ‘right first time’.

Nivo AI was developed to tackle the challenge of incomplete or poorly packaged submissions that create delays, repeated clarification requests and unnecessary strain on underwriting teams. By guiding brokers at source and structuring cases automatically, the platform is designed to reduce back-and-forth and improve deal flow quality before cases reach decision-makers.

To support adoption across firms of all sizes, Nivo launched in late March with a two-week free trial, giving lenders and brokers the opportunity to experience guided packaging, automated document structuring and criteria-aware prompts in live scenarios and with no obligation.

Co-founder of Nivo Matthew Elliott said, “During our early adopter phase, we focused on proving that AI could materially improve submission quality and reduce unnecessary back-and-forth between brokers and lenders. Nivo AI isn’t a generic chatbot bolted onto a workflow. It’s purpose-built for specialist lending – understanding packaging requirements, document standards and lender criteria.”

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